Real Estate & Moving

Mortgage Broker cost in the US

Nationally, Mortgage Broker runs about 1.5% of the loan amount. This fee does not move much with local prices, so it looks similar in every city.

Typical cost

Most people pay about

1.5%

of the loan amount

Fair price range: 1% to 2%

On the low end
1%
On the high end
2%

This is a percentage fee, so it does not change with local prices. Not a quote.

How prices have moved

Up 3.1%past year

Up 23.9%over five years

How prices for services other than rent have moved nationally, from the U.S. Bureau of Labor Statistics Consumer Price Index (Services less rent of shelter, CUUR0000SASL2RS), through August 2026. It tracks price change, not the dollar prices on this page.

What moves the price

  1. Loan size
  2. Points
  3. Credit
  4. Lender credits
  5. Loan type

Ways to pay less

  1. Compare APR not just rate
  2. Ask about broker vs lender fees
  3. Get loan estimates
  4. Avoid discount points unless you will keep the loan
  5. Check lender credits

Mortgage Broker in every city

Typical estimate for each city. Open one for the full range.

District of Columbia
Mississippi
New Hampshire
North Dakota
Rhode Island
South Dakota

Questions people ask

Mortgage Broker: what does it cost?

Across the US, Mortgage Broker typically costs about 1.5% of the loan amount, with most prices between 1% and 2%.

Is this a quote?

No. These figures are estimates built from national price data and each city's cost of living. A local pro will price your actual job.